Meet the bank of the future

Your identity. Your assets. Your rules.

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Not a Bank. Beginning.

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Designed Differently

MetaBank is a whole new way of thinking about finance. We’ve removed the noise, the middlemen, and the compromises. What remains is pure control, built around your life - not the other way around.

Built on Chain

Underneath the clean experience lies a fully decentralized engine. Every asset, action, and agreement is secured by smart contracts - transparent, traceable, and tamper-proof. No institutions, no backdoors - just code and accountability.

Owned by You

You’re not just a user - you’re a stakeholder in a new financial era. Your identity, your assets, your governance rights - all connected, all in your hands. MetaBank gives you true ownership. And ownership means freedom.

MetaBank Services. Built for What Comes Next.

MetaAccounts

Your daily spending, crypto-ready and cross-border from day one.

MetaCard Suite

Pay with crypto or fiat - one card, full control.

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Yield Engine

Put your capital to work. Seamlessly, on-chain.

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Simple Tools. Serious Impact.

Powerful financial features, built to grow with your business - from day one to global scale.

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For Solopreneurs. Who Do It All.

our entire business toolkit - invoicing, accounts, and smart fiat and crypto payments - all in one place.

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For Startups. Built to Move Fast.

From incorporation to cross-border finance, scale with automated tools made for builders.

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For Enterprise. Without the Legacy Baggage.

Modern finance infrastructure that integrates, automates, and scales with you - globally.

Meet NOVA. Not Just AI. Real Assistance.

Behind every message is a system designed to understand, learn, and act - faster than any support you've ever met.

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What they say about us

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They Are Exceptional Kathie Corl Avatar - Bnkify X Webflow Template

"I have never encountered a better banking partner than Bnkify - they are exceptional!"

Kathie Corl
VP of Finance at Agency

Why We Started. And Where We’re Going.

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We didn’t set out to improve banking. We set out to reimagine it - from zero. MetaBank is more than a product. It’s a financial operating system designed for the next era - decentralized at its core, yet intuitive and accessible for everyone.

As the central bank of the XION Metaverse, and soon as a fully operational commercial bank, MetaBank is being built to do what legacy systems never could: put real control, ownership, and transparency in the hands of users. We’re still building. But what’s coming isn’t just a better bank. It’s the foundation of a new financial world.

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News. Stories. Progress.

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Brick by Brick: The MetaBank Journey Begins

Brick by Brick: The MetaBank Journey Begins

Guides
May 23, 2025

Questions? We’ve Got You.

From how MetaBank works to what’s coming next - here’s everything you need to know, simplified.

What is MetaBank, really?

MetaBank is a new kind of financial infrastructure - decentralized, user-owned, and built to replace outdated banking systems with something radically better. It gives you full control over your identity, assets, and activity, while keeping the experience as simple as using a traditional app.

How is MetaBank different from a traditional bank?

MetaBank runs on smart contracts, not paper forms or approvals. Transactions are instant, global, and transparent - without closing hours, hidden fees, or waiting days for transfers. It’s finance on your terms: programmable, borderless, and always available, no matter where you are or when you need it.

Is MetaBank live? When can I use it?

MetaBank is currently under development, with early access opening soon for our waitlist community. We’re building carefully - combining security, usability, and innovation — so when we launch, it just works. No noise. No beta feel. Just the future, ready to use.

Do I need to understand crypto to use MetaBank?

All the complexity stays under the hood, while your experience remains intuitive, safe, and simple. And if you're curious to learn more, our MetaHub platform launches soon - with free guides, videos, and interactive tools to help anyone understand how to thrive in the new financial era.